Cookie Policy

This Cookie Policy explains how Household Budget Guide uses cookies and similar technologies when you visit our website. Understanding cookies helps you make informed decisions about your privacy preferences.

What Are Cookies

Cookies are small text files placed on your device when you visit websites. They enable the website to recognize your device and remember information about your visit, such as preferences and usage patterns. Cookies serve various purposes from essential site functionality to analytics and user experience improvements.

Types of Cookies

We use several categories of cookies on our website, each serving specific purposes.

Essential Cookies

These cookies are necessary for the website to function properly. They enable basic features like page navigation, secure access to certain areas, and remembering your cookie consent preferences. The website cannot function properly without these cookies.

Session or persistent duration depending on function.

Functionality Cookies

Functional cookies allow the website to remember choices you make, such as language preferences or region selection. They provide enhanced, more personalized features that improve your experience during visits.

Typically persist for the duration of your session or longer.

Analytics Cookies

Analytics cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. This data helps us improve site structure, navigation, and content to better serve users.

Usually persist for up to two years from last visit.

Marketing Cookies

Currently we do not use marketing or advertising cookies on this website. If we implement such cookies in the future, this policy will be updated accordingly and you will be notified through our consent mechanism.

Not applicable at this time.

How We Use Cookies

Cookies on our website serve the following specific purposes.

  • Maintaining website security and preventing fraudulent activity or abuse of site features and functions.
  • Remembering your cookie consent preferences so we don't ask repeatedly during subsequent visits.
  • Understanding which pages and resources visitors find most useful through anonymous traffic and usage analysis.
  • Improving website navigation, structure, and content based on how people actually use the site.

Your Cookie Rights

You have several rights and options regarding cookies used on this website.

GDPR Rights European Users

If you are located in the European Union, you have specific rights under GDPR.

  • Right to consent: You can choose which categories of cookies to accept through our consent mechanism.
  • Right to withdraw: You can withdraw cookie consent at any time through browser settings or our preference center.
  • Right to information: You have the right to clear information about cookies used and their purposes.

CCPA Rights California Users

California residents have rights under the California Consumer Privacy Act regarding cookies.

  • Right to know what personal information is collected through cookies and how it's used.
  • Right to delete personal information collected through cookies, subject to certain exceptions.
  • Right to opt out of sale of personal information, though we do not sell cookie data.

LGPD Rights Brazilian Users

Users in Brazil have rights under the Lei Geral de Proteção de Dados.

  • Right to confirmation of cookie data processing and access to information collected.
  • Right to correction of incomplete, inaccurate, or outdated data collected through cookies.
  • Right to deletion of unnecessary or excessive cookie data or data processed without consent.

Managing Cookies

You have several options for controlling cookies used on this website.

Browser Cookie Settings

All modern browsers allow you to control cookies through settings.

  • You can block all cookies, though this may prevent some website features from functioning properly.
  • You can delete existing cookies stored on your device through browser history and privacy settings.
  • You can set browsers to notify you when cookies are being sent, allowing you to accept or reject them individually.

Important Note: Blocking or deleting necessary cookies may affect website functionality and your ability to use certain features.

Third Party Cookies

We use Google Analytics, a third party analytics service, which places cookies on your device. Google Analytics helps us understand site usage patterns through anonymized data collection. Google's use of analytics cookies is governed by their own privacy policy.

Cookie Questions

For questions about our cookie practices or to exercise your rights, contact us using the information below.

Email Address: content@luxerivento.sbs

Phone: +27(21)2076689

Address: 5 Buitengracht Street, CBD, Cape Town 8001 South Africa

Policy Updates

We may update this Cookie Policy periodically to reflect changes in cookie usage or legal requirements. Check this page regularly for updates.

Last Updated: April 6, 2026

Your Privacy Matters

We use cookies to improve your browsing experience

Cookie Preferences Center

This website uses cookies to enhance functionality and analyze site usage patterns.

Essential Cookies

Required for basic site functionality and security

Analytics Cookies

Help us understand how visitors interact with content

For more information about how we handle your data, please review our privacy policy.

Read Privacy Policy